Cancellation templates Pillar 3 (3a / 3b)
Reasons and insurers: everything you need to cancel your Pillar 3 (3a / 3b).
Usual notice period : According to the contract terms
How to cancel your Pillar 3 (3a / 3b) in 4 steps
- 1Check the notice period and renewal date of your Pillar 3 (3a / 3b) contract in the general terms.
- 2Generate your Pillar 3 (3a / 3b) cancellation letter with your details, the policy number and the desired effective date.
- 3Print the letter, sign it by hand and send it by registered mail before the deadline.
- 4Keep the receipt and wait for the insurer's written confirmation.
Cancellation reasons
Cancellation at renewal
End your contract on its ordinary renewal date while respecting the notice period.
Cancellation after a claim
After a claim, an extraordinary right of cancellation may apply.
Cancellation for premium increase
A premium increase often opens an extraordinary right of cancellation.
Cancellation for moving house
A change of address can justify adjusting or cancelling the contract.
Cancellation after sale of the asset
Selling a vehicle or insured asset ends the subject of the contract.
Change of situation
Moving abroad, marriage, retirement: adjust or cancel your cover.
Cancelling an automatically renewing contract
Without notice in time, many contracts renew automatically: act before the renewal date.
Cancellation for moving abroad
A lasting move away from Switzerland often ends the insurable interest or obligation: adjust or cancel your cover.
Cancellation on the death of the insured
On the death of the policyholder or insured, the heirs often have to end the contracts: process, proof and premium balance.
Cancellation at the end of a lease
The end of a lease (moving out, a dissolved flatshare) can justify adjusting or cancelling housing-related contracts.
Insurers concerned
Practical cancellation cases
Résilier une assurance décès : prudence avant de résilier la vie
L'assurance décès est un produit de prévoyance : avant de résilier, vérifiez la valeur de rachat et les conséquences fiscales selon votre contrat.
Résilier un 3e pilier (3a) : échéance, suspension et transfert
Le 3a n'est pas une assurance de choses : capital bloqué, suspension des primes, transfert ou retrait anticipé selon les cas légaux. Ce qu'il faut savoir avant d'agir.
Cancellation guides
Frequently asked questions
What is the notice period to cancel a Pillar 3 (3a / 3b)?
The usual notice period is shown above and in your general terms. What counts is the date the insurer receives your letter, not the posting date.
Should the cancellation be sent by registered mail?
Strongly advised. Registered mail provides a dated proof of sending, essential if the insurer disputes the deadline. Keep the receipt.
Is the cancellation letter free?
Yes. The generator produces your letter for free. You print and send it yourself; no subscription is required.