Does an exceptional reason allow cancellation at any time?

Yes, certain valid reasons (death of the insured, moving abroad, premium increase) trigger an extraordinary cancellation right outside the ordinary deadlines. Cancellation generally takes effect the following month.

Do I need to prove my cancellation reason to the insurer?

Generally yes. The insurer may ask for proof (death certificate, foreign residency certificate, premium increase notice). Without proof, the extraordinary cancellation may be refused. Keep copies of all documents.

How do I write a cancellation letter for a special reason?

Use our free letter generator: enter your insurer, the cancellation reason and the desired date. The letter is generated instantly with legally appropriate wording, ready to print and send by registered mail.

Cancellation for moving house

A change of address can justify adjusting or cancelling the contract.

Insurers concerned

Car insurance Motorbike insurance Household / liability insurance Private liability insurance Life insurance Pillar 3 (3a / 3b)Legal expenses insurance Travel insurance Pet insurance Bicycle insurance Accident insurance Supplementary health insurance (ICA)Building insurance Dental insurance Hospital insurance Loss-of-income insurance

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LAMal cancellation deadline

Cancellation received by 30 Nov., effective 1 January

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Practical cancellation cases

Résilier ou adapter l'assurance ménage lors d'un déménagement

Déménager change la surface, l'adresse et parfois le risque : faut-il transférer le contrat ménage/RC ou le résilier ? Les règles et la lettre.

Résilier l'assurance ménage après le décès du preneur

Décès du preneur, dissolution ou reprise du ménage : qui résilie, quels justificatifs et comment éviter de payer une couverture sans objet.

Résilier ou adapter la RC privée lors d'un déménagement

Un déménagement permet souvent d'adapter ou de résilier la RC privée : voici la marche à suivre et la lettre.

Résilier l'assurance bâtiment après la vente de l'immeuble

À la vente, l'assurance des bâtiments suit souvent l'immeuble. Distinguer l'assurance cantonale obligatoire des couvertures privées et le sort de chacune.

Cancellation guides

Moving house: adjust or cancel your insurance

A change of address in Switzerland can justify adjusting or cancelling certain insurance (household, liability, building). What to check.