Cancellation templates Hospital insurance
All reasons and insurers to cancel your Hospital insurance in one place.
Usual notice period : 3 months before renewal (ICA, see GTC)
How to cancel your Hospital insurance in 4 steps
- 1Check the notice period and renewal date of your Hospital insurance contract in the general terms.
- 2Generate your Hospital insurance cancellation letter with your details, the policy number and the desired effective date.
- 3Print the letter, sign it by hand and send it by registered mail before the deadline.
- 4Keep the receipt and wait for the insurer's written confirmation.
Cancellation reasons
Cancellation at renewal
End your contract on its ordinary renewal date while respecting the notice period.
Cancellation after a claim
After a claim, an extraordinary right of cancellation may apply.
Cancellation for premium increase
A premium increase often opens an extraordinary right of cancellation.
Cancellation for moving house
A change of address can justify adjusting or cancelling the contract.
Cancellation after sale of the asset
Selling a vehicle or insured asset ends the subject of the contract.
Change of situation
Moving abroad, marriage, retirement: adjust or cancel your cover.
Cancelling an automatically renewing contract
Without notice in time, many contracts renew automatically: act before the renewal date.
Cancellation for moving abroad
A lasting move away from Switzerland often ends the insurable interest or obligation: adjust or cancel your cover.
Cancellation on the death of the insured
On the death of the policyholder or insured, the heirs often have to end the contracts: process, proof and premium balance.
Cancellation at the end of a lease
The end of a lease (moving out, a dissolved flatshare) can justify adjusting or cancelling housing-related contracts.
Insurers concerned
Practical cancellation cases
Résilier la complémentaire santé après une hausse de prime
Pour une complémentaire LCA, une hausse de prime peut ouvrir un droit de résiliation extraordinaire : conditions, délai et lettre.
Résilier la complémentaire santé (LCA) lors d'un départ à l'étranger
Un départ durable de Suisse fait tomber l'intérêt assuré. Comment résilier la complémentaire LCA avec une attestation de départ, sans confondre avec la base LAMal.
Cancellation guides
How to cancel an insurance in Switzerland: the procedure
Complete procedure to cancel a Swiss insurance: notice period, letter, registered mail and proof of sending.
Must the cancellation be sent by registered mail?
Registered or ordinary mail to cancel: what practice says, the value of proof of sending and the pitfalls to avoid.
Cancellation notice periods by insurance line
Overview of the usual cancellation notice periods by line in Switzerland: car, household, liability, supplementary health, life, pillar 3a and more.
Cancelling KVG basic insurance: 30 November
Cancellation rules for basic insurance: 30 November deadline, legal deductibles from 300 to 2500 CHF and co-payment.
Frequently asked questions
What is the notice period to cancel a Hospital insurance?
The usual notice period is shown above and in your general terms. What counts is the date the insurer receives your letter, not the posting date.
Should the cancellation be sent by registered mail?
Strongly advised. Registered mail provides a dated proof of sending, essential if the insurer disputes the deadline. Keep the receipt.
Is the cancellation letter free?
Yes. The generator produces your letter for free. You print and send it yourself; no subscription is required.