RInsurance Cancellation Letter Templates

Cancel your insurance in Gams

In Gams, cancelling one or more insurance contracts takes just a few steps. Below you will find the procedure, the lines concerned and a generator for a letter compliant with Swiss law.

Local facts

Gams is located in the canton of St. Gallen (SG).

Reference postcode of Gams: 9473.

See the full page for the canton of St. Gallen

How to cancel your insurance from Gams

  1. 1

    Find the renewal date and notice period of each policy (often 1 to 3 months).

  2. 2

    Draft your letter with our generator: policy number, reason, effective date.

  3. 3

    Send it by registered mail from a post office near Gams and keep the receipt.

Cancel your insurance

All insurance lines you can cancel in Gams

Each line has its own notice period. Click for the detailed procedure.

Car insuranceMotorbike insuranceHousehold / liability insurancePrivate liability insuranceLife insurancePillar 3 (3a / 3b)Legal expenses insuranceTravel insurancePet insuranceBicycle insuranceAccident insuranceSupplementary health insurance (ICA)Building insuranceDental insuranceHospital insuranceLoss-of-income insurance

Basic insurance premium (St. Gallen)

Monthly adult range (year 2026)

339 CHF – 599 CHF

Range specific to the premium region of Gams (not the average of the whole canton).

FOPH premiums 2026 · published in September 2025.

Amounts from our official premium database. No value is estimated.

Cancel your insurance in Gams

Leave your details: we help you prepare a compliant cancellation.

  • FINMA-licensed F01104644
  • Data in Switzerland
  • Free
  • No obligation

A number is required so our FINMA partner broker can call you back.

LAMal cancellation deadline

Cancellation received by 30 Nov., effective 1 January

—days
—h
—min

Your data is safe

Our partner broker is FINMA-registered. Your data is passed to our independent Swiss broker licensed by FINMA (no. F01104644).

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  • • Personalised PDF comparison within 24 business hours.

Frequently asked questions — Gams

How do I cancel an insurance policy in Gams?

Find your contract's renewal date and notice period, draft a dated letter (policy number, reason, effective date) and send it by registered mail. Our generator produces a compliant letter.

Should the cancellation from Gams be sent by registered mail?

Registered mail is not always required by law, but it is strongly advised: the receipt proves the dispatch and date, protecting you in case of dispute.

Which insurance policies can I cancel from Gams?

All common lines: car, motorbike, household, private liability, legal expenses, travel, life, pillar 3, supplementary health insurance and more. Each line has its own notice period.

Nearby municipalities

GrabsSevelenBuchs (SG)WartauSennwaldWil (SG)Rüthi (SG)Zuzwil (SG)Cancel your insurance by municipalitySt. Gallen

Useful guides and resources